Mini-jobs in private households are a special form of marginal employment and are particularly encouraged by the legislature. The mini-jobber takes on these household-related services that family members normally carry out. The employer pays lower flat-rate contributions than with commercial mini-jobs. The flat-rate contributions to pension and health insurance amount to 5 percent each. In addition, there are allocations to compensate for employer expenses in the event of illness or maternity in the amount of 0.67 percent, contributions to statutory accident insurance in the amount of 1.6 percent, and possibly a flat-rate tax of 2 percent. The charges are collected from the employer's account by the Minijob-Zentrale using the household check procedure by direct debit authorization.