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Apply for BAföG for a course of study

BAföG is the abbreviation for Federal Training Assistance Act. BAföG is the colloquial term for the funding that you can receive under this law. You receive the funding for financing • your studies, • under certain conditions of a...

BAföG is the abbreviation for Federal Training Assistance Act. BAföG is the colloquial term for the funding that you can receive under this law.
You receive the funding for financing

• your studies,
• under certain conditions of a mandatory internship as part of your studies.

In order to receive the monthly grant, you must meet a number of requirements. The most important are:
• Your parents and/or your spouse/partner do not have a higher income
• You have little or no income yourself, for example from a mini-job.
• Your assets are below the exempt amount of EUR 8,200 or only slightly above
• You are studying full-time
• Age limit: 30 years; in the Master 35 years (exceptions are possible)

The amount of your BAföG is based on a fixed monthly requirement. Money is deducted from this requirement if your parents, spouse/partner or yourself earn a little more.

If you are studying, you will receive half of the funding as a loan and half as a grant. This means that you only have to pay back half of the money after your studies. In principle, you do not pay any interest on the loan (“interest-free loan”). The maximum repayment amount is usually EUR 10,010, regardless of how high the total funding was. This corresponds to 77 monthly installments of EUR 130.00 each from the start of the repayment.
The Federal Office of Administration is responsible for collecting the loan. You only start repaying 5 years after the end of the maximum funding period, which usually corresponds to your standard period of study. If you do not earn enough to absorb the repayment of your loan, you can apply to the Federal Administration Office for a payment extension.

Important notes

Prerequisites

Studies:
You can receive BAföG if
  • You attend a university, an academy or a higher technical college.
  • If it is a private training facility, it must be state-recognized.
  • you study full-time,
  • you are either German or you are a foreigner and for example:
    • have a right of permanent residence or a settlement permit,
    • are Union citizens and as employees or
    • Self-employed persons are entitled to freedom of movement under Union law or as
    • the child or spouse of such a Union citizen are themselves entitled to freedom of movement,
    • a perspective to stay in Germany, for example a corresponding one
    • hold a residence permit for family, humanitarian or political reasons, or
    • have already resided in Germany for 5 years or longer before starting the training and have worked during this time.
  • you are younger than at the beginning of your studies
    • 30 years (bachelor's degree) or
    • 35 years (master's degree)
  • Exceptions:
    • You have acquired the higher education entrance qualification on the second educational path,
    • You have enrolled at a university solely on the basis of professional qualifications,
    • You were prevented from starting the training phase on time (and did not work more than 30 hours per week) for personal or family reasons, in particular because of the uninterrupted raising of a child under the age of 14, or
    • They have become needy due to drastic changes in their personal circumstances. You were therefore not able to complete an apprenticeship eligible for BAföG funding with a professional qualification.

Internship:
You will receive BAföG for your studies and the internship if this is according to the
Training regulations is required and for internships outside the EU
lasts at least 12 weeks. For stays abroad within the EU
shorter mandatory internships are also funded.

Documents required

  • Enrollment certificate with the imprint "according to § 9 BAföG" in the original or certificate from the training institution
  • • If necessary, a copy of your identity card, passport or current residence permit
If you do not live with your parents:
  • Copy of the rental agreement or registration certificate
If you do not have family insurance:
  • Proof of health and long-term care insurance with legal basis and contribution amount
  • If applicable, proof of your own income during the approval period, for example: payroll, part-time job, work contract,
  • orphan's pension notice,
  • grant notice,
  • Riester pension certificate
Proof of assets or debts on the date of application, for example: bank statement???????If you have a car:
  • Estimation of the value, for example a printout from a website with a ??????? comparable offer, and
  • vehicle registration.
From the 5th semester:
  • Proof of achievement from your university.
  • Depending on the case, additional documents may be required. Please follow the instructions in the application forms.
The BAföG office responsible for you will request any missing documents.

Please note

Since the legal regulation is very complex, you should contact your responsible office for educational support at an early stage.

Deadlines

None, but BAföG is only granted from the start of training, but at the earliest from the month in which you submit the application. If you submit your application as completely as possible, then a decision can usually be made quickly on your application.

Procedure & Fees

Procedure

If you would like to apply for BAföG for your studies online:
  • First activate the online identification function of your identity card, electronic residence permit or your European eID. You have to register for this.
  • The procedure depends on the federal state in which you complete your studies.
If you do not have an eID, you can still submit your application data electronically. For a legally valid application, however, you must print out the application, sign it and send it by post or upload it to the responsible Office for Educational Support.

If you want to submit the application in paper form:
  • Go to the BAföG website and download the application forms that apply to you. Alternatively, you can also collect the applications from your student union.
  • You can fill out the forms on your computer and print them out, or you can print them out and fill them in by hand.
  • The application must be signed.
  • Add the necessary evidence.
  • Send the completed application forms with the supporting documents directly to the Office for Educational Support that is responsible for you.
  • The Office for Educational Support checks the documents for completeness. If documents are missing, they will be requested from you. If the application is complete, it will be checked and you will be informed of the decision by notification.

Processing time

Up to 6 weeks if the complete documents are available (if no final decision can be made in this time, the offices are legally obliged to pay within 10 weeks with reservations).

Fees

No

Legal notes

Legal basis

Federal law on individual promotion of education

URL: BAföG - non-official table of contents (gesetze-im-internet.de)

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