Health insurance contribution for students Information

If you are studying, you must take out health insurance through family insurance or independently.

Detailed description

When you enroll in a course of study, you must prove that you have health insurance. This also applies if you do not live in Germany. You must also have health insurance if you complete work experience during your course of study.



If at least one parent has statutory health insurance, you as a student can usually be covered free of charge. This family insurance is only valid until your 25th birthday.



If you are married or live in a registered civil partnership, insurance is possible through your legally insured partner.



If you are not able to be covered by your parents' or partner's health insurance, some statutory or private health insurance companies offer reduced premiums.

 

Information

Prerequisites

  • To qualify for family insurance: You must not yet be 25 years old.

Depending on the individual case, further requirements may apply. Please ask your health insurance provider about this.

Documents required

  • certificate of enrollment

Depending on the individual case, other or more documents may be necessary. Ask your health insurance provider about this.

Please note

Students are obligated to take out insurance up to the age of 30. In exceptional cases, this period will be extended.

Deadlines

Deadlines may apply. Ask your health insurance provider about this.

Procedure

The procedure depends on the individual case. Please ask your health insurance provider about this.

Processing time

The processing time depends on the individual case. Please ask your health insurance provider about this.

Fees

Fees may apply. Please ask your health insurance provider about this.

Legal remedies


  • contradiction

  • suit

Legal basis

§ 5 paragraph 1 number 9 Social Code Book Fifth Book (SGB V)


http://www.gesetze-im-internet.de/sgb_5/__5.html

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Keywords: Elevation Family insurance Health insurance Health insurance contribution Student contribution Students

Last updated: 05.10.2026